Auto Insurance Plans
EM Insurance & Financial Services is here to ensure you are protected on the road
Paying Attention to Auto Insurance
Auto insurance might seem straightforward, but there’s a lot more to it than meets the eye. From liability and collision to comprehensive and uninsured motorist coverage, understanding your options is key to making sure you’re truly protected in the event of an accident or unexpected event. The right policy can safeguard not only your vehicle, but also your financial well-being.
Working with a trusted insurance agent ensures you get the personalized guidance you need to confidently choose coverage that fits your lifestyle and keeps you secure on the road.
Types of Auto Insurance
There are six main types of auto insurance to consider:
- Bodily injury liability - for injuries the policyholder causes to someone else.
- Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
- Property damage liability - for damage the policyholder causes to someone else’s property.
- Collision - for damage to the policyholder’s car from a collision.
- Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
- Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
Contact us to learn more about the right car insurance for you.